Defined Benefit Plans for CPAs and Tax Advisors

Question 1

True referral partnership

Answer

This model builds long-term trust through non-transactional introductions of qualified high-income clients to specialized Defined Benefit plans. You refer clients needing aggressive tax deductions (e.g., $100K–$1M+ annually via cash balance or 401(h) hybrids), and we handle design, IRS compliance, and administration. It enhances your credibility as a trusted connector, creating deeper client relationships without extra workload.

Question 2

Zero learning curve

Answer

Our done-for-you service eliminates the need to master complex pension rules or IRS filings—you provide basic client data (age, income, goals), and our team delivers a custom plan with clear dollar-based outcomes. No training required; we integrate seamlessly with your practice, turning intricate regulations into simple tax-savings illustrations your clients understand instantly. This lets you focus on advisory leadership while we manage execution.

Question 3

Proven savings

Answer

We've delivered $18,785,983 in verified client tax reductions through tailored Defined Benefit strategies, including high-deductible contributions and medical reimbursements that slash six-figure tax bills for high earners. Clients gain faster wealth building and retention tools, with plans proven compliant and adjustable for cash-flow changes. Real results include $200K+ annual deductions for established owners over 50.

Question 4

Recurring revenue for you

Answer

Partnering unlocks ongoing revenue via referral commissions or AUM fees from administered plans, plus new service lines like annual compliance reviews—without you handling operations. Predictable income stabilizes your firm, differentiates your practice, and boosts client retention through sustained tax optimization. This creates a feedback loop of higher-quality referrals and compounded value.

Question 5

As a Tax Advisor (CPA or EA), how do I work with your team?

Answer

We function as your dedicated, behind-the-scenes resource for defined benefit strategies. You bring us in, share the relevant details about your client's situation, and we guide you through a structured process designed to meet your expectations and deliver a seamless experience for your client. Our goal is to make you look good while handling all the complexity on our end.

Question 6

As A Tax Advisor how do I get paid?

Answer

We pay consulting fees on a recurring basis for all Tax Advisors who partner with us.

Question 7

Why is BBC different from using a Third Party Administrator?

Answer

There is no other firm in this space doing what we do. We are a fully "done-for-you" partner that evaluates multiple plan designs across a wide range of TPAs, then customizes the best fit for each client's unique situation. Going directly to a TPA gives you one design from one provider, which in our experience is rarely the optimal solution. Beyond the design process, we stay actively involved year after year, coordinating with all parties to ensure each plan is reviewed, managed, and positioned for long-term success.

Question 8

What services do you actually provide?

Answer

We serve as the specialist partner for CPAs and EAs who want to offer defined benefit strategies without becoming the expert themselves. Our consultative process evaluates multiple actuarial designs and customizes the right solution for each client's specific business needs. From there, we stay engaged through ongoing meetings and proactive plan management, adapting as the client's business grows and their needs evolve.

Question 9

What if I have a relationship with a financial advisor, or I am one?

Answer

No problem at all. We work seamlessly alongside financial advisors. You manage the investments, and we handle the defined benefit strategy side, bringing specialized expertise that complements what you already do for your clients.

Question 10

Who is a "right fit" client for these plans?

Answer

The ideal candidate is a business owner or solopreneur with the ability to contribute at least $150,000 per year and has active business income. Entity structure is not a barrier, as these plans work across virtually all business types.

Question 11

Are these plans flexible?

Answer

Yes, and this is one of our key differentiators. Many plans in the industry are rigid by design, but we exclusively work with actuarial designs that offer a wide range of flexibility, giving clients the ability to adapt as their situation changes.

Question 12

Do I have to sign a partnership agreement with your firm?

Answer

Yes, we do ask that a simple partnership agreement be executed. It is straightforward and exists primarily to clarify expectations and protect the confidentiality of your client relationships.

Question 13

How involved do I have to be in the process?

Answer

That is entirely up to you. Some of our Tax Advisor partners prefer to hand off the client and simply stay informed on the tax savings being generated. Others want to be fully involved in every step of the process and ongoing annual communication. We adapt to your preference either way.

Defined Benefit Plans for CPAs and Tax Advisors

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