Retirement Plans for Business Owners & Their Advisors
Retirement Plans That Reduce Taxes Today and Build Wealth for Tomorrow
Business Benefits Consultants helps CPAs and tax advisors bring Defined Benefit plans to their clients — done-for-you, fully managed, and built to deliver six-figure tax savings.
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A retirement plan specialist your clients can build their future with
For high-earning business owners, the right retirement plan does two things at once — it reduces what they owe the IRS today and builds a substantial, tax-advantaged asset base for the future. Most standard plan options, like a basic 401(k) or SEP IRA, barely scratch the surface of what's available.
At Business Benefits Consultants, we design and manage Defined Benefit plans, cash balance plans, and 401(k) structures — often in combination — to maximise both the annual tax deduction and the long-term retirement outcome for your client. We handle every aspect of design, compliance, and ongoing management so you can refer with confidence.
What our retirement plan service delivers
A properly structured retirement plan is the strongest combination of tax reduction and wealth building available to a high-earning business owner. Here's what BBC handles from start to finish.
What clients and advisors say
David Podell and his team are great at what they do! The various options and plan designs can help many types of organizations/ owners. Have used their services. Client and I are happy we chose to work with them.
Valjoseph Zamora
David Covered a lot of ground in a concise informative manner for the hour presentation. In my practice, for various reasons, DB Plans are an often talked about topic with clients, but seldom implemented. Glad to have another resource available! I Appreciate the slides and case studies as well. Thank You!
Keith Barfield
David is a very knowledgeable Consultant! I appreciate the information David presented that will definitely help me to reach my goal of becoming a very thorough Tax Advisor, Tax Planner and an overall Tax Professional!
Nikeeta Thomas
The instructor is very eloquent and makes the topic easy to understand along with tax strategies, despite super rigid/complex concepts.
Nicolas Saade
This is an excellent course which provides a starting point for productive retirement planning.
Mark Zahler
The speaker was concise and had great insight on how a Cash Balance Plan can help save taxes in many ways. Great take-aways. CPA Academy made it easy an to register for classes and always starts and ends on time.
Eleanor Siverts-Akerman
Amazing training session, full of valuable information. Excellent trainer
Ayman Ibrahim Abuhaija
Very helpful hints and case studies along with cautions and ways to accomplish a significant tax savings plan form my clients
Sandra Pierog
Difficult subject matter made easy and understandable by the presenter; really enjoyed how interesting the subject was made!
Richard Browdy
Great Strategy, Utilized if for a client resulting in huge tax savings
James Capone
Retirement plans we design and manage
The right plan depends on your client's income level, business structure, number of employees, and retirement timeline. BBC designs all three plan types — and regularly combines them for maximum impact.
Defined benefit plan
The most powerful retirement and tax reduction tool available to high-earning business owners. Contributions are actuarially calculated and can far exceed any other plan type — particularly for owners aged 45 and older.
Cash balance plan
A hybrid plan that combines the high contribution limits of a Defined Benefit plan with the individual account clarity of a 401(k). Ideal for business owners who want a clear account balance and strong annual deductions.
401(k) plan
A foundational retirement plan that BBC structures and manages for business owners — often layered on top of a Defined Benefit or cash balance plan to capture both employee deferrals and employer profit-sharing contributions.
Free retirement plan assessment for your client
Not sure which plan type is the right fit? Share your client's basic income and business details and we'll run a complimentary assessment — showing projected contribution limits and estimated annual tax savings across plan types. No commitment required.
Retirement plans designed by a specialist with 20+ years of experience
Business Benefits Consultants was founded by David Podell — one of the country's foremost authorities on Defined Benefit plan design and deductible retirement strategies. Featured in Forbes, the AICPA, and CPA Practice Advisor, David has spent two decades helping CPAs and business owners build retirement plans that do more than just comply — they perform.
Who this service is for
This service is designed for CPAs and tax advisors whose clients are generating strong business income and have not yet implemented a retirement plan that reflects their earning potential. If your client is contributing the maximum to a 401(k) and still writing a large check to the IRS — a Defined Benefit or cash balance plan could change that conversation entirely.
It's also built for business owners who want a retirement plan that works harder — reducing taxes in the near term while building a meaningful, protected asset base for the future. If your current plan feels like a checkbox rather than a strategy, it probably is.
Our Simple 3-Step Process
We collaborate with CPA firms like yours to enhance tax outcomes and strengthen client relationships
Every year without the right retirement plan is a year of avoidable taxes and missed compounding
The earlier a Defined Benefit or cash balance plan is in place, the greater the tax savings — and the longer the retirement assets have to grow. There is no benefit to waiting.
Resources for Busy Tax Professionals
We collaborate with CPA firms like yours to enhance tax outcomes and strengthen client relationships
Frequently asked questions
